Yes, all the carriers we represent cover Covid-19 as any other illness.
The insurance will cover the Covid-19 test ONLY when there are symptoms and the doctor recommends that you take the test.
Yes, some policies can be extended up to a year and some up to 3 years.
As long as you use providers within the network, besides deductible and copay, there is no need to pay. The provider will bill the carrier directly.
Most carriers refund unused days. Some carriers charge a cancellation fee. There are no additional fees charged by Pathway Financial and Insurance Services.